Waterloo, NY Demographics

The total population of Waterloo is estimated to be 4,587 with 2,279 males (49.68%) and 2,308 females (50.32%). There are 29 more females than males in Waterloo.
The median household income in Waterloo was $65,230 in 2021, which marked an a decrease of 781(1.18%) from $66,011 in 2020. This income is 87.43% of the U.S. median household income of $74,606 (all incomes in 2022 inflation-adjusted dollars).
Per the latest American Community Survey by the Census Bureau, Waterloo sees its highest median household income among householders in the age group of 45 to 64 years old, at $83,823. Overall, the median household income for the village of Waterloo stands at $65,230.
In Waterloo, the median income for all workers aged 15 years and older, regardless of work hours, was $38,696 for males and $29,485 for females. However, when specifically considering full-time, year-round workers within the same age group, the median income was $59,318 for males and $40,861 for females.
In Waterloo, population is primarily represented by White households, reporting a median income of $65,631.
In 2022, the population of Waterloo was 4,767, a 0.87% decrease year-by-year from 2021. Previously, in 2021, Waterloo's population was 4,809, a decline of 0.97% compared to a population of 4,856 in 2020.
The median age in Waterloo, NY is 48.7, as per 2021 ACS 5-Year Estimates. Of the total population, 9.89% were under the age of 15, 18.06% aged 15 to 29, 48.15% aged 30 to 64, 18.28% aged 65 to 84, and 5.61% were 85 years of age and older.
Racial distribution of Waterloo population: 95.44% are White, 1.03% are Black or African American, 0.83% are American Indian and Alaska Native, 0.87% are Asian, 0.46% are some other race and 1.38% are multiracial.